Kawther Aziz Sajit Al-Safi , Mustafa Fatemi Nia 2026. The Legal Characterization of the Obligations of the Parties to Electronic Banking Payment Cards (Issuer, Consumer, and Merchant) and the Scope of Liability Arising Therefrom: A Comparative Analytical Study Between Iraqi and Iranian Legislation. Journal of Daoist Studies. 19, S9 (Jul. 2026), 1264–1281.