DR. O. P. GUPTA AND SAWAN KUMAR. Financial Literacy and Asset Allocation: An Empirical Study of Retail Investors in Delhi-NCR. Journal of Daoist Studies, [S. l.], v. 19, n. S8, p. 696–701, 2026. Disponível em: https://journalofdaoiststudies.org/index.php/journal/article/view/1495. Acesso em: 28 jul. 2026.