Siti Rozaina Kamsani, Zainudin Omar, Noor Azniza Ishak (2026) “Adaptation of Behavior al Insights to Reduce Individual Indebtedness: A Case Study from Malaysian Context”, Journal of Daoist Studies, 19(B), pp. 346–360. Available at: https://journalofdaoiststudies.org/index.php/journal/article/view/609 (Accessed: 27 July 2026).