Luis Fernando Garcés Giraldo; Maria Camila Bermeo-Giraldo; Alejandro Valencia-Arias; Paula Andrea Rodríguez-Correa; Ada Gallegos; José Alexander Velásquez Ochoa; David Alberto García Aranggo, “Key factors that determine the saving habit in the Millennial generation”., jds, vol. 19, no. S5, pp. 262–275, Jun. 2026.